debit card & prepaid credit cards

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The Change Prepaid Card combines the power of a prepaid card with the magic of mobile payments to put you in control of your cash, 24/7. You can manage your money in a way that is cheaper, faster and more convenient with a Change Prepaid MasterCard®.

Get a Change Prepaid MasterCard® and keep more of your cash.

The Change Card makes budgeting easy because you only spend what you have and there are no hidden fees. Use your Change Card with confidence, knowing there will be no surprises after you make purchases or get cash at an ATM.

Even if you have bad credit or no credit history, you can still enjoy the benefits of a prepaid card and shop anywhere MasterCard® debit is accepted. There is no credit check required to open an account and receive your prepaid card. We just need to verify your identity.
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  • Convenient – Get FREE Direct Deposit Service and load money at thousands of locations nationwide. Plus, enjoy worldwide acceptance, get cash at ATMs, and use your Change Card anywhere MasterCard® debit is accepted.
  • Simple Fees – Protect yourself against overspending. Because the Change Card is a prepaid  card, there are no credit card interest charges, no hidden fees, and no bank account overdraft fees. Learn more
  • Save – Earn 5.10% APY with Change Savings™ and save 20X the national average†. Learn more
  • Mobile** – The Change Card combines the power of a prepaid debit MasterCard® with the magic of mobile payments, so you are always in control of your cash, wherever you are. Get instant access to your money online or on your mobile phone, 24/7, regardless of your location. Learn more
  • Safe & Secure – The Change Card is safer than cash. Your money is FDIC-insured up to $250,000.

 

Mastercard prepaid card

This Card is issued by Inter National Bank, member FDIC, pursuant to a license from MasterCard International Incorporated. Additional services provided by Rêv North America, Inc. The use of this Card is subject to the terms of your Cardholder Agreement. All trademarks, service marks and registered marks are the properties of their respective owners. The funds transfer is a separate service provided by the issuer or the issuer’s subcontractor and such service is distinct for its issuing activities. MasterCard is not a party to the funds transfer service.

Mastercard prepaid card

† The Annual Percentage Yield (APY) and the APY comparison as advertised are effective as of January 1, 2013. Rates are subject to change at any time and may change after accounts are opened. The APY advertised applies only to the portion of your savings account balance, which is $5,000.00 or less; or 2.00% if you are not on Direct Deposit. An APY of 0.10% will be paid on the portion of your savings account balance that exceeds $5,000.00. Savings claim based on published rates found at bankrate.com; December 2012. Fees could reduce the earnings on your savings account. Please see the Savings Account Customer Agreement for full disclosures.

*You qualify as enrolling in Direct Deposit Service when you complete two Direct Deposits totaling $50.00 within 90 days of opening your account. Your account will be credited within 30 days of full enrollment.

**Your mobile carrier may charge a fee to send and/or receive a text message. Please check with your mobile carrier for rates. While it's free to receive money through your mobile phone, there is a charge to send funds. Please refer to the Fee Schedule for details.

† El Porcentaje de Rendimiento Anual (APY, por sus siglas en inglés) y la comparación de APYs publicados son efectivos desde el 1 de enero de 2013 en adelante. Esta tarifa es sujeta a cambios sin ningún aviso y podrá cambiarse después de la apertura de la cuenta. El APY publicado aplica sólo a la porción del saldo de tu cuenta de ahorros equivalente a $5,000.00 o menos; o 2.00% si tu cuenta no está registrada en el servicio de Depósito Directo. Un APY de 0.10% será pagado en la parte de su saldo de la cuenta de ahorro que supera los $ 5,000.00. La comparación de tarifas publicadas se encuentran en bankrate.com, diciembre 2012. Los cargos podrían reducir las ganancias de tu cuenta de ahorros. Por favor, consulta con el Contrato de la Cuenta de Ahorros para más detalles.

*Para ser elegible, debes inscribirte en servicio Depósito Directo dentro de los 90 días después de abrir una cuenta y su monto de depósito directo total debe ser igual o mayor a $50. La cuenta por lo regular será acreditada a más tardar 30 días después del ser elegible.

**El servicio de recibir fondos por medio de tu teléfono celular es gratuito pero puede haber una comisión por enviar fondos, revisa la lista de comisiones para más detalles.  Por favor revisa con tu proveedor celular si aplican cargos de enviar y recibir mensajes de texto.