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Mobile Money

The Change Card combines the power of a prepaid card with the magic of mobile payments. Your Change™ Prepaid MasterCard® is YAP-enabled, so you can check your balance and send and receive money instantly from your mobile phone. It’s as easy as sending a text message. Access your money on your prepaid card anytime, anywhere. Fees may apply.**

Easy as Sending a Text**

Send or receive money from your Change Card with your mobile phone. Send a text message to check your balance, get account history, and receive money on your mobile phone for FREE. (Sending cash is only $1.)

Save Time & Money**

Your Change Card empowers you to send and receive money instantly anytime, anywhere in the U.S. No more worrying about waiting for a check to clear or paying high transfer fees.

TO DO THIS...SEND THIS MESSAGE TO 88988
To send money to another mobile number.

To send money just type the amount you want to send, then a space, then the mobile phone number of the person you want to send money to. In this example, a YAP customer is sending $100 to a person at mobile number 310-123-4567.		100 3101234567
To check your Change Card account balanceBAL
To view your last transactionLAST
To view the last C2C mobile transfer you sentLAST OUT
To get a list of commandsHELP

Certain mobile carriers may not support YAP functions.

In order to receive funds via mobile phone, the recipient will need to enroll in YAP and obtain a prepaid card.

Locations | Privacy | Terms & Conditions
Mastercard prepaid card

This Card is issued by Inter National Bank, member FDIC, pursuant to a license from MasterCard International Incorporated. Additional services provided by Rêv North America, Inc. The use of this Card is subject to the terms of your Cardholder Agreement. All trademarks, service marks and registered marks are the properties of their respective owners. The funds transfer is a separate service provided by the issuer or the issuer’s subcontractor and such service is distinct for its issuing activities. MasterCard is not a party to the funds transfer service.

Mastercard prepaid card

† The Annual Percentage Yield (APY) and the APY comparison as advertised are effective as of January 1, 2013. Rates are subject to change at any time and may change after accounts are opened. The APY advertised applies only to the portion of your savings account balance, which is $5,000.00 or less; or 2.00% if you are not on Direct Deposit. An APY of 0.10% will be paid on the portion of your savings account balance that exceeds $5,000.00. Savings claim based on published rates found at bankrate.com; December 2012. Fees could reduce the earnings on your savings account. Please see the Savings Account Customer Agreement for full disclosures.

*You qualify as enrolling in Direct Deposit Service when you complete two Direct Deposits totaling $50.00 within 90 days of opening your account. Your account will be credited within 30 days of full enrollment.

**Your mobile carrier may charge a fee to send and/or receive a text message. Please check with your mobile carrier for rates. While it's free to receive money through your mobile phone, there is a charge to send funds. Please refer to the Fee Schedule for details.

† El Porcentaje de Rendimiento Anual (APY, por sus siglas en inglés) y la comparación de APYs publicados son efectivos desde el 1 de enero de 2013 en adelante. Esta tarifa es sujeta a cambios sin ningún aviso y podrá cambiarse después de la apertura de la cuenta. El APY publicado aplica sólo a la porción del saldo de tu cuenta de ahorros equivalente a $5,000.00 o menos; o 2.00% si tu cuenta no está registrada en el servicio de Depósito Directo. Un APY de 0.10% será pagado en la parte de su saldo de la cuenta de ahorro que supera los $ 5,000.00. La comparación de tarifas publicadas se encuentran en bankrate.com, diciembre 2012. Los cargos podrían reducir las ganancias de tu cuenta de ahorros. Por favor, consulta con el Contrato de la Cuenta de Ahorros para más detalles.

*Para ser elegible, debes inscribirte en servicio Depósito Directo dentro de los 90 días después de abrir una cuenta y su monto de depósito directo total debe ser igual o mayor a $50. La cuenta por lo regular será acreditada a más tardar 30 días después del ser elegible.

**El servicio de recibir fondos por medio de tu teléfono celular es gratuito pero puede haber una comisión por enviar fondos, revisa la lista de comisiones para más detalles.  Por favor revisa con tu proveedor celular si aplican cargos de enviar y recibir mensajes de texto.