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The Change MasterCard® Prepaid Card

No hidden fees or surprises. The Change Card is unlike any other prepaid debit card. It's prepaid made perfect.

Get a prepaid card with no hidden fees

Account Opening Fee$3.00
Card Shipping & Handling NO FEE
Card Shipping & Handling (expedited delivery)$10.00
Monthly Subscription Fee*$5.00
Lost, Stolen, or Personalized Card$3.00
Account closure (Delivery of net funds via check)
$10.00

*Monthly Subscription Fee rebated when a customer loaded $1,000.00 or more on the previous month. Excludes card to card transfers.

Change + YAP

Card to Card Transfer (Send money via SMS)$1.00
Receive moneyNO FEE
Get balance or see transactions on your mobileNO FEE

About Mobile Service Providers

YAP will deduct any charges directly from your Change Card Account. Standard messaging charges apply. This means that your mobile carrier (not YAP) may charge you separately to send or receive text messages.

Change Savings™

Change SavingsªNo monthly maintenance fees
APY (Annual Percentage Yield)Up to 5.10% APY†

What does it cost to add money to my card?

With Direct DepositNO FEE
From a bank accountNO FEE
Load cash at retailers with the Green Dot¨ MoneyPak¨Up to $5.00
Cash Loads at EZPAWN and EZMONEY Retail locationsUp to $5.00 (varies by location)
From a mobile phoneNO FEE
Card to Card Transfers (Online from customer to customer)NO FEE to receive money

ATM Fees

ATM Withdrawals$2.00
International Currency Conversion2% of transaction amount
Balance Inquiry $0.50

Daily withdrawal limits: $1000 (per rolling 24-hour period)

Miscellaneous

Online account statementsNO FEE
Online account management 24/7NO FEE
Customer service calls(except balance inquiries)NO FEE
C2C Transfers via Website$1.00
Balance inquiry via IVR or customer service live agent$0.50
Locations | Privacy | Terms & Conditions
Mastercard prepaid card

This Card is issued by Inter National Bank, member FDIC, pursuant to a license from MasterCard International Incorporated. Additional services provided by Rêv North America, Inc. The use of this Card is subject to the terms of your Cardholder Agreement. All trademarks, service marks and registered marks are the properties of their respective owners. The funds transfer is a separate service provided by the issuer or the issuer’s subcontractor and such service is distinct for its issuing activities. MasterCard is not a party to the funds transfer service.

Mastercard prepaid card

† The Annual Percentage Yield (APY) and the APY comparison as advertised are effective as of January 1, 2013. Rates are subject to change at any time and may change after accounts are opened. The APY advertised applies only to the portion of your savings account balance, which is $5,000.00 or less; or 2.00% if you are not on Direct Deposit. An APY of 0.10% will be paid on the portion of your savings account balance that exceeds $5,000.00. Savings claim based on published rates found at bankrate.com; December 2012. Fees could reduce the earnings on your savings account. Please see the Savings Account Customer Agreement for full disclosures.

*You qualify as enrolling in Direct Deposit Service when you complete two Direct Deposits totaling $50.00 within 90 days of opening your account. Your account will be credited within 30 days of full enrollment.

**Your mobile carrier may charge a fee to send and/or receive a text message. Please check with your mobile carrier for rates. While it's free to receive money through your mobile phone, there is a charge to send funds. Please refer to the Fee Schedule for details.

† El Porcentaje de Rendimiento Anual (APY, por sus siglas en inglés) y la comparación de APYs publicados son efectivos desde el 1 de enero de 2013 en adelante. Esta tarifa es sujeta a cambios sin ningún aviso y podrá cambiarse después de la apertura de la cuenta. El APY publicado aplica sólo a la porción del saldo de tu cuenta de ahorros equivalente a $5,000.00 o menos; o 2.00% si tu cuenta no está registrada en el servicio de Depósito Directo. Un APY de 0.10% será pagado en la parte de su saldo de la cuenta de ahorro que supera los $ 5,000.00. La comparación de tarifas publicadas se encuentran en bankrate.com, diciembre 2012. Los cargos podrían reducir las ganancias de tu cuenta de ahorros. Por favor, consulta con el Contrato de la Cuenta de Ahorros para más detalles.

*Para ser elegible, debes inscribirte en servicio Depósito Directo dentro de los 90 días después de abrir una cuenta y su monto de depósito directo total debe ser igual o mayor a $50. La cuenta por lo regular será acreditada a más tardar 30 días después del ser elegible.

**El servicio de recibir fondos por medio de tu teléfono celular es gratuito pero puede haber una comisión por enviar fondos, revisa la lista de comisiones para más detalles.  Por favor revisa con tu proveedor celular si aplican cargos de enviar y recibir mensajes de texto.